Vouch

Vouch provides business insurance designed specifically for startups, covering the risks that venture-backed companies actually face, including directors and officers liability, errors and omissions, cyber, employment practices, fiduciary, key person, and general liability. Its application is short and startup-aware, asking about funding stage, headcount, and business model rather than generic questions, and coverage can typically be quoted and bound online in minutes, with the ability to scale limits up as a company raises new rounds. Vouch also provides risk guidance and integrates with the tools founders already use. The company originally operated as a managing general agent with its own insurance carrier, but in 2025 it sold those underwriting operations to a large specialty insurer and now operates as a broker distributing that insurer's startup coverage under a multi-year agreement, while also acquiring a competitor to expand its reach. It continues to serve thousands of startups and is often recommended by accelerators and venture firms. Using Vouch is free to the customer; it is compensated through commissions on the policies it places, and businesses pay only their insurance premiums, which vary by coverage, limits, and company profile. The company also provides a dashboard where founders can view all their policies, certificates of insurance, and renewal dates in one place, and share coverage proof with customers and partners on demand.