Embroker

Embroker is a digital commercial insurance brokerage focused on startups, technology companies, and professional services firms. Rather than carrying risk itself, it packages coverages by industry and places them with insurers, pairing an online quoting and application experience with licensed broker guidance. Its strength is management and professional liability, and it built one of the first fully digital directors and officers policies tailored to venture-backed startups, along with errors and omissions, employment practices liability, cyber, general liability, and other lines that tech companies need. Embroker's ONE application uses AI and machine learning to take a single set of company information and generate quotes for a bundle of relevant coverages quickly, replacing the repetitive paperwork of applying to multiple carriers separately, and it renews and adjusts coverage as a company grows and its risk profile changes. The platform also gives finance and operations teams a place to manage all their policies, certificates, and renewals. Embroker is aimed at companies that find traditional brokers slow and generic and want industry-specific coverage with a modern buying experience. It earns commissions from insurers rather than charging businesses a fee, so using the brokerage is free to the customer, who pays only their insurance premiums.