Rho

Rho is a finance platform that combines business banking, corporate cards, and spend management into a single product, aimed at finance teams at growing companies who want to consolidate tools that would otherwise require a separate bank, a separate card issuer, and a separate expense management system that don't talk to each other. Corporate cards issued through Rho come with built-in spend controls, letting finance teams set limits, restrict categories, and require receipts at the point of purchase rather than discovering policy violations during a monthly expense review. Its accounts payable tools automate invoice processing and approval workflows, and every transaction syncs automatically with popular accounting software, which significantly reduces the manual reconciliation work that typically falls on a small finance team stitching together data from multiple disconnected financial tools. Rho's banking accounts earn yield on cash balances and integrate directly with the same dashboard used for cards and payables, giving finance leaders a single, real-time view of a company's full cash and spend position instead of checking three different logins to understand the same picture. The platform is built for finance teams at companies past the earliest startup stage who are starting to deal with real operational complexity around spend policy, approvals, and cash management, but aren't yet large enough to justify a full enterprise treasury management system.