Method

Method is a financial connectivity API focused on consumer debts and liabilities rather than deposit accounts. Using a person's identity information and consent, without asking for bank or lender login credentials, Method connects to a user's credit cards, student loans, auto loans, mortgages, personal loans, and utility bills across thousands of financial institutions, and returns real-time details like balances, interest rates, payoff amounts, and payment due dates. On top of that data, Method provides a payments layer that can push funds directly to those liabilities, which lets developers build features such as paying down a credit card from within another app, employer-sponsored student loan repayment benefits, debt consolidation and balance transfer flows, and card-linked rewards that route cash back to a loan. Fintech companies, lenders, payroll providers, and personal finance apps use Method to add repayment functionality without becoming a money transmitter or building lender integrations themselves. The company raised a Series B in early 2025 and reports tens of millions of connected accounts and hundreds of millions of dollars in facilitated repayments. Method is sold as a paid developer platform, priced per connection and per payment, with volume-based enterprise pricing.