Zeni

Zeni is an AI-powered finance platform for startups that bundles bookkeeping, bill pay, invoicing, expense management, and CFO-level insights into a single service backed by a team of finance professionals. It connects to a company's bank accounts, credit cards, payroll, and billing systems, then uses automation to categorize transactions and close the books each month, with human accountants reviewing the output and handling exceptions. Beyond bookkeeping, Zeni provides a business banking account and corporate cards, so spending, reconciliation, and reporting live in one place, and its dashboard surfaces real-time metrics like cash balance across accounts, burn rate, runway, and budget-versus-actuals. Higher tiers add fractional CFO services, including financial modeling, scenario planning, fundraising preparation, and board reporting for companies that need finance strategy before they can justify a full-time hire. Zeni also handles accounts payable workflows, vendor payments, and startup tax preparation and filing. The platform is aimed at venture-backed and bootstrapped startups that want an outsourced finance function delivering accrual-basis, investor-ready financials, with pricing based on monthly expenses. Its pitch is consolidating the several vendors an early-stage company typically stitches together for banking, bookkeeping, and financial planning into one AI-assisted stack that scales as the company grows.