---
title: "Method"
description: "API for consumer liability data, payments, and debt repayment"
url: "https://shippin.io/products/method"
---

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# Method

> API for consumer liability data, payments, and debt repayment

| Field | Value |
|---|---|
| Website | https://methodfi.com/ |
| Category | Fintech |
| Pricing | Paid |
| Launched | 18 September 2026 |
| Upvotes | 0 |
| Builder | [@shippinio](https://shippin.io/users/shippinio.md) |
| Logo | https://img.logo.dev/methodfi.com?token=pk_aazUW6Q3T3mf77KpXTSxcw |
| Cover | https://img.logo.dev/methodfi.com?token=pk_aazUW6Q3T3mf77KpXTSxcw&size=512 |

## About Method

Method is a financial connectivity API focused on consumer debts and liabilities rather than deposit accounts. Using a person's identity information and consent, without asking for bank or lender login credentials, Method connects to a user's credit cards, student loans, auto loans, mortgages, personal loans, and utility bills across thousands of financial institutions, and returns real-time details like balances, interest rates, payoff amounts, and payment due dates. On top of that data, Method provides a payments layer that can push funds directly to those liabilities, which lets developers build features such as paying down a credit card from within another app, employer-sponsored student loan repayment benefits, debt consolidation and balance transfer flows, and card-linked rewards that route cash back to a loan. Fintech companies, lenders, payroll providers, and personal finance apps use Method to add repayment functionality without becoming a money transmitter or building lender integrations themselves. The company raised a Series B in early 2025 and reports tens of millions of connected accounts and hundreds of millions of dollars in facilitated repayments. Method is sold as a paid developer platform, priced per connection and per payment, with volume-based enterprise pricing.

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| [Plaid](https://shippin.io/products/plaid.md) | Connectivity layer between apps and users bank accounts | Fintech | 0 | - |
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